NovaBux · operated by Nova Fund South Africa
Get your cash at any ATM — no bank account, no card.
Experio pays you through NovaBux™. Get a secure PIN on your phone, walk to an ATM, and collect your cash. Or use your credit to buy vouchers for the shops, airtime and electricity you already need.
Create my free NovaBux accountFree to sign up. Takes about 3 minutes.
Cash at the ATM, straight from your phone.
This is the part most people care about, so here it is first. When Experio pays you, NovaBux sends a secure cash payout PIN to your phone. Take that PIN to a participating ATM, follow the prompts, and the ATM pays out your cash.
A small fee applies to an ATM cash payout, and it's shown to you before you confirm. Nothing is taken by surprise.
No bank account needed — the ATM pays you without a card and without an account
No card needed — your phone and your PIN are enough
No queue at a branch — any participating ATM, day or night
Nobody sees your PIN but you — it comes by SMS to your own number
Don't want all of it in cash? Buy vouchers instead.
You don't have to take everything as cash. NovaBux is a South African voucher marketplace: local businesses list vouchers on NovaBux and are set up to accept and process those vouchers as payment. So you can also use your NovaBux voucher credit to buy:
Vouchers for participating local shops and services in your area
Airtime and data
Prepaid electricity
Take some as cash, use the rest for what the household actually needs. Your call.
NovaBux is operated by Nova Fund South Africa.
Why get paid this way?
Your money, your way ♡Cash without a bank account
The ATM pays you on a PIN. No account, no card, no bank charges eating your money.
Safer than being handed cash
The PIN comes to your phone. There's nothing on you until the moment you collect at the machine.
You choose: cash or vouchers
Take it all in cash, or split it — groceries, airtime, electricity, a local shop near you.
Real value at local businesses
Participating merchants run voucher deals and specials on NovaBux that you don't get paying cash.
You build a track record
The more you use NovaBux, the more opens up to you over time — including applying for credit later, if you qualify.
You're paid on time, in full
No waiting on bank clearing times once you're verified.
How it works.
- 1
Sign up
Create your free NovaBux account on your phone. About 3 minutes.
- 2
Verify who you are
Upload your South African ID and take a quick selfie. Required by law, and it stops anyone else claiming your payout.
- 3
Get paid
Experio pays your commission through NovaBux.
- 4
Collect your cash
Get your PIN by SMS and draw the cash at a participating ATM. Or buy vouchers for shops, airtime and electricity instead.
What you need to sign up.
- A South African ID number (or valid permit)
- A clear photo of your ID document
- A South African cellphone number you can receive an SMS on
- A smartphone with internet
- 3 minutes of your time
Please note: you must verify your ID before you can be paid. This is a legal requirement (FICA) and it protects you from fraud. Sign up early so you're ready when your payment comes through.
Good to know.
- Signing up for NovaBux is free.
- An ATM cash payout carries a small fee, shown to you before you confirm.
- NovaBux is a voucher marketplace. It is not a bank, not a savings account, and not a place to keep money — you're paid out in cash at the ATM, or in voucher credit you use to buy vouchers.
- Voucher credit is used inside the NovaBux network of participating merchants and services.
- Access to credit is a separate NovaBux product. It is not automatic and needs about 3 months of NovaBux activity before you can apply.
- NovaBux is operated by Nova Fund South Africa. Experio does not hold or handle your money.
Questions.
How do I actually get cash?
NovaBux SMSs you a secure PIN. Take it to a participating ATM, enter the PIN, and the ATM pays out your cash.
Do I need a bank account or a card?
No. Neither.
Is there a fee?
Signing up is free. An ATM cash payout has a small fee, shown to you before you confirm.
Can I take part cash and part vouchers?
Yes. Take what you need as cash and use the rest for shop vouchers, airtime or electricity.
What if I lose my phone before I collect?
Contact NovaBux support straight away. Your PIN is tied to your number and your verified identity.
I already use NovaBux — what now?
Just sign in at novabux.co.za. Your payment comes through to the same account.
Who do I contact for help?
NovaBux support handles anything about your NovaBux account, your PIN or your vouchers. Details are in the app.
Ready to get your cash?
Sign up for free now, so your PIN is ready the moment Experio pays you.
NovaBux is operated by Nova Fund South Africa. Experio does not hold or handle your money.
